Short Term Medical Medicare and Medicaid Health Savings Accounts COBRA and Portability Special Assistance Programs Individual Carriers About Us Testimonials Contact Us

Karen Kane

PO Box 20185, Portland OR 97294

503.789.7217

karen@insurancesolutionsnw.com

"I free small business from the confusing world of insurance"

Guaranteed Coverage and Assistance Programs

Refused Coverage?

Oregon Medical Insurance Pool (OMIP) offers individual health plans to those who have been refused individual health insurance because of their medical conditions. There is no waiting period for treatment of pre-existing conditions for those who had health insurance within 63 days of the start of the new OMIP policy. This is called "creditable coverage." Without creditable coverage, you can elect FMIP (Federal medical Insurance Pool) plan and have insurance benefits begin as soon as the next month even for pre-existing medical conditions.

Call or email us for more details and an OMIP quote.

Assistance Programs

If you cannot afford health insurance, the State of Oregon provides several great resources:

Family Health Insurance Assistance Program (FHIAP)
FHIAP provides subsidy money to pay for private insurance policies for low-income Oregonians who don't have health insurance or have insurance at work but can't afford to add themselves for their family members to the employers plan.

The process is simple:
1. Go to http://www.fhiap.oregon.gov/ to sign up for the program.
2. Once you're qualified, contact us and we'll help you purchase an insurance plan customized for your needs.
Oregon Health Plan
Oregon Health Plan provides limited medical services to unemployed Oregonians. This state-sponsored health insurance program is for children in low-income families.

For more, go to http://www.oregon.gov/DHS/healthplan/index.shtml